Housing costs crushing families while government support falls short

Robert Dwyer • 13 October 2026

Housing costs crushing families while government support falls short

Families across the Port Macquarie electorate are continuing to face severe pressure from rising housing costs, with rent and mortgage repayments consuming an ever increasing share of household budgets.

 

Whether renting or paying off a home loan, many local residents are struggling to keep up with the cost of housing while also meeting everyday expenses including groceries, electricity, insurance and fuel.

 

Member for Port Macquarie, Robert Dwyer said housing affordability has become one of the biggest challenges facing local families, workers, seniors and young people trying to get ahead.

 

"Too many people are being forced to make difficult choices between keeping a roof over their head and paying for other essentials," Mr Dwyer said.

 

"Families who work hard and do everything right are finding it increasingly difficult to manage rising rents and mortgage repayments."

 

Government assistance programs such as Rent Assistance, Rentstart and social housing support can provide help for eligible residents, but demand continues to outstrip supply. Support is also available for homeowners experiencing mortgage stress through hardship arrangements with lenders and financial counselling services.

 

Mr Dwyer said governments must focus on increasing housing supply and improving affordability rather than relying solely on support programs.

 

"While assistance programs provide an important safety net, they are not a substitute for addressing the underlying housing crisis," he said.

 

"We need policies that increase housing availability, support home ownership and ensure local people can access safe, secure and affordable housing."

 

Mr Dwyer encouraged anyone experiencing housing stress to seek assistance early and contact relevant support services before their situation worsens.

 

"No one should feel they have to face housing insecurity alone. There are services available to help at Service NSW, please contact them on 137788. I encourage residents to reach out for support as soon as possible."

 

Media Contact: Terry Sara 6584 0977 or 0409 834 648

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